A must have in today’s times; Term Plans help provide the needed protection to our dependents in cases of any uncertainties. A term plan is an insurance policy that provides protection for a definite period. In the event of the death of the insured, the term plan pays a sum assured to the beneficiaries of the insured. In case the policy holder survives the policy term, a term insurance does not provide any survival or maturity benefits. However, certain companies offer term plans that pay back the premiums paid as per the terms and conditions, if the policy holder survives the tenure.


In these modern times, there are several reasons as to why one must avail term insurance. Some of the important reasons for investing in term insurance are mentioned below:

  1. Financial Security – Best Term Plans build a safety net
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Ways to Create an Event Budget

When faced with the task of organizing an event, planning is key. When you are the planner that point is a bit moot. Organization is the only way to reduce the tension of the moment and get a handle on potential problems and their resolution.

Having an organizer, or calendar, is a good start and an old way of doing things. Pages tend to curl, and pieces of paper placed in the margins are never perfect. Using an excel event budget template is a modern accessible alternative, and there is no need to find a pen to jot things down.

Event Budget Software or Creating Your Own

If you aren’t sure about any programs in your Microsoft Office other than Word, then a software program may be the best choice. There are several prominent software products available. Each adds ease and convenience. Depending on the size of an event, and … Read More

Removing Sound From Business Videos Using Movavi Video Editor

Sometimes when you record business videos the audio quality leaves much to be desired. It may be because of the fact that most cameras have mediocre built-in microphones at best, or it may just be that there was a lot of background noise at the time.

In any case if the audio quality is poor that’s going to destract from your entire business video – which is undoubtedly the last thing you want. As such, your best bet would be to remove the sound entirely, so that you can then replace it with a new track instead. Although that may sound hard, it is actually pretty easy to pull off with Movavi Video Editor.

If you’re ready to get started and learn how to remove sound from video, launch Movavi Video Editor and select the ‘Create project in full feature mode’ option in the launch window. Next, … Read More

Fraudsters Turn to Bot Attacks on Massive Scale

As seen in recent years, cybercrime is a very real threat to businesses of all sizes and industries – and that threat only continues to grow. Now, businesses have to lookout for yet another threat from fraudsters. Cybercriminals are increasingly turning to bot attacks to test stolen identities and payment cards. Antifraud technology provider, ThreatMetrix, detected that in the fourth quarter of 2017 close to 840 million bot attacks were directed at merchants on their network.

In their report, ThreatMetrix revealed that “Cybercriminals are using bots on a mass scale to test and spoof identity credentials, often as part of a global, cross-border attack.”

“Bot attacks continue to evolve from their basic velocity-based functions, to complex bots that are used in more advanced ways to spoof IP addresses, emulate browsers or spoof apps, to masquerading bots, that are attempting to mask their true context and pretend to be legitimate user … Read More